innovation is good

At OPL, we live by and strive relentlessly to live up to our infinitely powerful yet simple philosophy: Innovation is good. Why? Because we firmly believe that it is only innovation that can empower humanity and in turn the world to imagine, reimagine, change for the better and grow - from strength to strength, from a great to greater, from hope to success.

That’s why innovation, for us is the singular force that powers our journey and nurtures our existence. We innovate every day for everyone’s good - for you, for our clients, for the people, for the economy and for India. And how do we do achieve this? By combining the power of experience, expertise and technology-led thinking to create a fully-integrated, ecosystem that’s future ready.

know OPL?

OPL is India’s largest digital lending infrastructure company, which, with the help of its fully-integrated, one-of-its-kind digital infrastructure, provides revolutionary solutions for making India’s credit ecosystem future-ready through end-to-end automation and in turn, empowering financial institutions, corporates and clients to stay ahead of times and achieve next-level efficiency and growth.

Powered by its philosophy ‘Innovation Is Good’, OPL combines cutting-edge AI powered lending technology, analysis-backed data, zero-error processes, unparalleled expertise and innovative thinking to deliver financial and credit needs solutions that are customized, comprehensive, reliable, agile, scalable, affordable and accessible, with the fastest turnaround time.

A one-stop fintech shop for all the requirements, OPL offers innovation-led, digital solutions that range from custom-created white label products, unique platforms for automated loan processing and customer assessment systems based on credit data to need-based financial solutions for MSMEs and individuals alike.

OPL Innovates

235+ partner banks
₹ 90,000 Cr+ disbursements
320+ employees
20 lac + MSMEs onboarded
70+ products developed

OPL's infra-driven platform

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Whitelabel Solutions

OPL, the pioneers of innovation in lending, creates customised, whitelabel solutions for banks, corporates and financial institutions to simplify and optimise their credit business. Equipped with a revolutionary, fully...

PSB Loans in 59 Minutes

The largest digital lending platform in India, PSB loans in 59 minutes was created after a comprehensive analysis of financial and entrepreneurial ecosystems to cull tedious, time-consuming processes linked to lending and save time...

JanSamarth

A first-of-its-kind national portal for credit-linked Government schemes, JanSamarth integrates 14 schemes into a single platform that offers end-to-end coverage of all linked processes to...

FIT Rank

FIT Rank is an innovative AI/ML based credit rank for MSMEs that’s based on finance, income, and transaction data. A ranking system that combines Goods and Services Tax (GST), bank statements, and...

GST Sahay

An invoice-based lending platform which allows SMEs to compare loan offers from multiple lenders and choose the best one, OPL’s GST-Sahay is essentially a financial facilitator to borrowers...

JanSuraksha

A unified platform for Government's social security insurance schemes , JanSuraksha platform aims to empower the underprivileged by digitizing the process in an aim to provide them a better life...

Prayaas

An initiative by SIDBI in association with Micro Finance Institutions, Prayaas is a digitised, easy to access platform created for micro entrepreneurs and women to help them availing small business loans ranging from Rs. 50,000 to Rs. 5,00,000 for self-employment or any livelihood, which will be disbursed through partnerships with MFIs/NGOs.

Udyam Assist

Informal Micro Enterprises (IME's) without formal profiles or authentic public data can register on Udyam Assist Platform using "Assist Methodology," which uses existing data sources to initiate MSME formalization and early access to governance framework, financial services, and markets.

JanAushadhi Kendra

OPL's JanAushadhi Kendra is a digital lending platform designed to fund JanAushadhi Kendras (JAK) and support the government's goal of 25,000 Kendras providing affordable medicines and promoting health. It allows existing JAK stores to access short-term working capital and long-term loans under the Mudra Yojana.